Mongolia is gradually moving toward a modern and vibrant economy. Economic growth is driven by a booming mining sector. The three main parts of the Mongolian economy are mining, agriculture, and processing of agricultural products. Mongolia's economy also relies on exporting raw materials to markets internationally. These materials include copper concentrate, cashmere, textile products, and meat products. Mongolia produces almost 30 percent of the world's cashmere. Although Mongolia exports many materials, they also rely on importing a lot such as fuels, industrial and consumer goods, machinery, and food products. The trade regime is increasingly open and the regulatory framework is becoming more and more efficient. This is supporting the development of a growing private sector. However, modernisation has been stalled by lack of commitment to education. Still, Mongolia has entered 2013 with one of the world's fastest growing economies. The impact of this economic growth is clearly visible in Ulaanbaatar, where highrises, modern apartments, and luxury stores are now becoming common sights. However, although wealthy are enjoying these modern benefits of a growing economy, much of Mongolia still does not get that luxury. In the ger areas of Ulaanbaatar, or the poorer areas, life can be harsh, especially in the winter. The population of Mongolians that were below the poverty line in 2012 is about 39 percent. The 2010 unemployment rate was 13 percent, but it was only 9 percent in 2011. So, it is possible to assume that the unemployment rate for 2013 is about 4 percent, if the decrease of unemployment slowed a little bit.